Health insurance helps protect you from high medical care costs. It is a contract between you and your insurance company. You buy a plan or policy, and the company agrees to pay part of your expenses when you need medical care.
Many people in the United States get a health insurance policy through their employers. In most cases, the employer helps pay for that insurance. Insurance through employers is often with a managed care plan. These plans contract with health care providers and medical facilities to provide care for members at reduced costs. You can also purchase health insurance on your own.
Statistics and Research
- Health and Access to Care among Employed and Unemployed Adults: United States, 2009-2010 (National Center for Health Statistics)
- Health Insurance Coverage: Early Release of Estimates from the National Health Interview Survey, January -- June 2013 (National Center for Health Statistics) - PDF
- Health Insurance Data (Bureau of the Census)
- Key Facts about the Uninsured Population (Henry J. Kaiser Family Foundation) - PDF
Journal Articles References and abstracts from MEDLINE/PubMed (National Library of Medicine)
- Article: Healthcare coverage in the US and Japan: A comparison.
- Article: The Supreme Court's revolution in patent eligibility law: alternative protections for...
- Article: Area-level deprivation and preterm birth: results from a national, commercially-insured population.
- Health Insurance -- see more articles
Find an Expert
- Health Insurance Basics (Nemours Foundation)
- How to choose a health plan (Medical Encyclopedia) Also in Spanish
- Savings account for health care costs (Medical Encyclopedia) Also in Spanish
- Understanding health insurance plans (Medical Encyclopedia) Also in Spanish
- Understanding your health care costs (Medical Encyclopedia) Also in Spanish
- Understanding your hospital bill (Medical Encyclopedia) Also in Spanish