Health insurance helps protect you from high medical care costs. It is a contract between you and your insurance company. You buy a plan or policy, and the company agrees to pay part of your expenses when you need medical care.
Many people in the United States get a health insurance policy through their employers. In most cases, the employer helps pay for that insurance. Insurance through employers is often with a managed care plan. These plans contract with health care providers and medical facilities to provide care for members at reduced costs. You can also purchase health insurance on your own.
- 5 Tips About the Health Insurance Marketplace (Centers for Medicare & Medicaid Services) Also in Spanish
- Health Insurance: Understanding What It Covers (American Academy of Family Physicians) Also in Spanish
- How to Shop for Health Insurance (Nemours Foundation) Also in Spanish
- Need Health Insurance? (Centers for Medicare & Medicaid Services)
- Paying for Medical Care (General Services Administration)
Journal Articles References and abstracts from MEDLINE/PubMed (National Library of Medicine)
- Article: Patient and Plan Spending after State Specialty-Drug Out-of-Pocket Spending Caps.
- Article: Stroke Code Presentations, Interventions, and Outcomes Before and During the COVID-19...
- Article: COVID-19 and Massive Job Losses Will Test the US Health Insurance...
- Health Insurance -- see more articles
- Health Insurance Basics (Nemours Foundation)
- How to choose a health plan (Medical Encyclopedia) Also in Spanish
- Savings account for health care costs (Medical Encyclopedia) Also in Spanish
- Understanding health insurance plans (Medical Encyclopedia) Also in Spanish
- Understanding your health care costs (Medical Encyclopedia) Also in Spanish
- Understanding your hospital bill (Medical Encyclopedia) Also in Spanish